ZinPay - a Zindor Group companyZinPayA Zindor Group company
ZinPay Business

Payments that reconcile themselves

Collections by transfer, card, or USSD. Payouts in bulk. Terminals with same-day settlement, and APIs your developers can test today. Built on the discipline of a group that runs estates, energy, and industry.

Collections & payouts

Take payments by transfer, card, or USSD, and pay suppliers, staff, and partners in bulk - with reconciliation that matches itself.

  • Virtual accounts for every customer or branch
  • Bulk salary and vendor payouts from one upload
  • Settlement reports your accountant will actually use

POS & agent network

Terminals for shops and a growing agent network for cash-in and cash-out where bank branches are far. Built for the trade that happens on the street.

  • Terminals with same-day settlement
  • Agent onboarding in Lagos and Abuja, expanding outward
  • Float management and commissions tracked per agent

Payment APIs

Documented APIs for businesses that want payments inside their own product - collections, transfers, and account lookups behind a sandbox you can test today.

  • REST APIs with sandbox and production keys
  • Webhooks for every transaction state change
  • Settlement to any Nigerian bank account

The Group rail

ZinPay is the payment layer of the Zindor Group. Property instalments, CNG purchases, and industrial contracts - one rail, one record, one receipt format.

  • Zindor Properties instalment collections
  • Payments at Zindor Petroleum CNG stations
  • Corporate disbursements for Zindor Industries projects
The agent economy

Become a ZinPay agent

Agents are the branch network of Nigerian fintech. Earn commissions on deposits, withdrawals, transfers, and bill payments - with float management and earnings tracked terminal by terminal. Onboarding is open in Lagos and Abuja.

You will need a registered phone number, BVN, a verifiable address, and starting float. Our network team handles the rest.

ZinPay agent handing a receipt to a customer at a kiosk
One Group. One rail.

The payment layer of the Zindor Group

ZinPay was not built in a vacuum. It is the financial layer across a group that develops estates, distributes CNG, and delivers industrial projects - which means it was tested on real, demanding money movement from day one.

Zindor Properties & Investments

Pay estate instalments and rent collections through ZinPay - every payment matched to your subscription file automatically.

Zindor Petroleum & Energy

Cashless payments at CNG daughter stations, with fleet accounts for commercial transport operators.

Zindor Industries

Contractor and supplier disbursements on industrial projects, with documented payment trails for every certificate.

Get started

Your Money, Your Freedom.

Open a wallet, join the agent network, or put ZinPay behind your business. Our team in Lagos and Abuja responds within one business day.