A wallet that opens in minutes, transfers that land in seconds, and bills settled from one place. No minimum balance, no maintenance charges, no fee you did not see first.
A full account you can open from your phone in minutes. Hold money, track every kobo, and upgrade your limits as your documentation grows.
Send to any Nigerian bank account or ZinPay wallet. The fee is printed on the screen before you confirm - and it stays printed on your receipt.
Electricity, cable TV, internet, betting wallets, and airtime for all major networks - settled from one place, with instant value.
A debit card tied to your wallet for POS and online payments. Freeze it from the app the moment anything feels off.
01
Open a wallet with your phone number and BVN. The starter tier takes minutes and needs no paperwork beyond that.
02
Add your ID and a selfie to raise your daily limits. Verification runs the same day, usually within the hour.
03
Transfer in from any bank, receive money from another ZinPay user, or deposit cash with a ZinPay agent near you.
04
Send money, settle bills, take payments for your business. Every transaction leaves a receipt with a traceable reference.
Most Nigerian commerce happens face to face. ZinPay is built for that reality - card payments at the stall, transfers confirmed on the spot, and agents nearby when you need cash in hand.
Common questions, answeredOpen a wallet, join the agent network, or put ZinPay behind your business. Our team in Lagos and Abuja responds within one business day.
